Festival Greetings from Reliiance Financial Solutions
Read. Remember. Win $500. Market snapshot, Warwick spotlight, and quiz details inside.

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Dear Valued Client,

Welcome to the new edition of the Reliiance Financial Solutions newsletter. From the whole team at Reliiance Financial Solutions, please accept our sincere good wishes for the festive season ahead. We wish this Deepavali brings you all the health, happiness, and prosperity. As you are aware, we can certainly help you in creating prosperity for yourself and your family when we work as a team and help you make smart investments in real estate.

Real estate investment is the theme of this edition. Let's be honest - markets go up, interest rates move around, and everyone has an opinion about where things are headed. But one thing hasn't changed: real estate continues to be one of the smartest, most dependable ways to grow wealth. Whether it's the comfort of owning something tangible, the steady rental returns, or the long-term appreciation that builds over time, property remains a favourite for investors who play the long game. And with the right guidance, even a single smart purchase can set you up for years to come.

Are you ready to make your next move? Let's talk.

Anytime is a good time to invest - the story of Abhijeet Makhija*

Property investment story

We often meet clients who hesitate to take that first step into the property market — and one of them was Abhijeet and Palki* (names changed for privacy). When they first came to Reliiance Financial Solutions, they'd been told by friends that property prices were "too high" and that it was better to wait for a market correction.

Our team at Reliiance Financial Solutions showed them the bigger picture — real estate is a long-term game, and the best time to start is when you are ready, not when the market says so. After understanding their goals and finances, we helped them secure their first investment property with a solid rental yield and growth potential.

Two years later, the same property that once felt "too expensive" had appreciated significantly. Sure, there were times when prices fell, but the market recovered and the Makhijas found themselves sitting on a high-earning asset.

Makhija's story is a reminder we love sharing at Reliiance Financial Solutions: there's never a perfect time to invest — only the right strategy and support to make it happen.

*Names changed for privacy reasons.

Market Snapshot

October 2025
Market
Median
1-month
3-month
Darwin
$667,313
+1.7%
+5.9%
Perth
$895,089
+1.6%
+3.9%
Brisbane
$1,062,109
+1.1%
+3.3%
Sydney
$1,550,563
+0.9%
+2.4%
Melbourne
$953,454
+0.5%
+1.0%
Combined capitals
$718,495 (unit)
$1,068,696
(house)
+0.9%*
+2.4%
Key takeaway:
Houses kept the upper hand. Perth and Brisbane led monthly gains among the majors, while Darwin posted the strongest quarterly house growth (+5.9%). Across the combined capitals, house values rose +2.4% over the quarter.
Note: All medians are houses only. *Combined capitals 1-month is the publicly reported dwellings change; quarterly figure reflects houses.
LOCATION In the Spotlight

Warwick, QLD

In this section, we shine a spotlight on suburbs and regions across NSW and Australia that are attracting investor interest. Each profile explores key factors such as growth potential, rental yields, infrastructure development, and lifestyle appeal — helping you make well-informed property decisions. Stay ahead of the curve with insights into areas that could deliver strong returns for well-informed real estate investors.

Warwick

Median house (single dwelling) price with average growth of 3.36% over 10 years and 14.4% in past 12 months showing steady appreciation.

Premier agricultural hub of regional QLD — home to John Dee meat processing & regional saleyards.

Vacancy rate indicates tight rental market with robust demand.

$1.96B in renewable energy projects transforming regional economy.

Educational Byte:
Investor Hotspot: Local unemployment is 4.7% vs 6.2% for Queensland, alongside average price growth of 3.36% over 10 years. Local services include a 324-bed hospital, 13 GP/specialist centres, 4 aged-care facilities, and 24 education providers. Demand catalysts include the $5.6m Polocrosse World Cup (+40% local spend) and the $1.96b MacIntyre Wind Farm (180 turbines, 1,026 MW; up to 600 construction jobs).

Connectivity helps: Brisbane 154 km; Toowoomba 83 km, plus a $40m retail hub reinforcing day-to-day demand.

$500 RFS ONLINE QUIZ

Test your knowledge and win big!

How it works: Questions are based on insights from our email series.

Prize: $500 Harvey Norman Gift Voucher

When: Friday, 31 October 2025 at 4:00 PM

This email: Part of the quiz prep series.

How to Participate:

Already subscribed? You're set. Keep reading.

Want to join? Visit reliiancefs.com.au/read-remember-win-500/ and subscribe.

Previous newsletters

If you missed the previous newsletters and want to participate in the quiz, you can refer to the previous newsletters here:

Newsletter 1: CLICK HERE

Newsletter 2: CLICK HERE

Newsletter 3: CLICK HERE

See you in the next issue... and keep these facts handy! They could help you WIN $500!

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