Fast, flexible car loans for every budget
Access to 40 plus lenders and approvals in as little as 24 hours.
Fast responses. Tailored advice. No obligation.
- Better rates through a multi-lender panel
- Faster approvals with an in-house credit team
- Lifetime loan-health checks
It’s true that everyone owns car usually bought with a car loan, and many families own more than one set of wheels. But equally true is that car loans can be tricky especially when everyone in the market is offering something different.
There are so many levels of interest rates, so many different fees and charges that it can be difficult to select the right car loan for you.
At Reliiance Financial Solutions, we work with you to get a complete understanding of your situation and objectives. Then, based on our knowledge and experience, we will suggest select options of car loans to choose from.
We will look at the term of the loan, interest rate, balloon payment if applicable, on-going fees and early termination fee, among others.
Secured Car Loan
Lower rates when the vehicle is used as security. Suitable for new or near-new cars with predictable terms and fixed repayments.
Unsecured Car Loan
Flexible option when you prefer not to use the car as security. Useful for older vehicles or mixed-purpose purchases.
Novated lease
A salary packaging arrangement through your employer. Bundle finance, running costs, and potential tax advantages in one payment.
Balloon payment loan
Keep repayments lower during the term by paying an agreed balloon at the end. We help set a realistic final amount.
Commercial vehicle loan
Finance for utes, vans, and light trucks with terms aligned to business cash-flow. Chattel mortgage and lease options available.
Points for Car Loans
A few questions to ask while applying for a Car Loan
- Can I make additional loan repayments?
- What sort of loan is best for me?
- What documents will I need to provide to have my car loan approved?
- How quickly can I get an approval?
- Are there any ongoing fees?
- What type of interest will I be paying?
Remember, preparation is key to a favourable outcome of your loan application. At Reliiance Financial Solutions we will work with you to achieve your goals. The better prepared you are, the faster we can get there.
FAQs
Got questions? Find answers to some of the most commonly asked questions about our financial solutions, processes, and services to help you make informed decisions.
Usually yes, because the vehicle is used as security. We will compare both so you can see the difference.
A balloon is a larger final payment that reduces repayments during the term. We will help set a realistic figure and plan your exit options.
In many cases yes. Some loans may have small break costs. We will outline all fees upfront.
This varies by lender. Many allow used cars up to a set age at settlement. We will match your car choice to lenders that fit.
Yes with certain lenders, subject to inspection and documentation. We will manage the steps for you.
Approvals can be as quick as 24 to 72 hours once documents are complete and the vehicle is confirmed.
We can pre-assess without a hard enquiry. A formal application records a credit check only after you proceed.
Yes. We coordinate with your employer and salary packaging provider to set up the lease correctly.
Testimonials
Discover how we’ve helped our clients navigate their financial journeys with personalized solutions. Read their stories of success and empowerment below.
A 5-STAR RATED FINANCIAL SOLUTIONS PROVIDER BY OUR CLIENTS
At Reliiance Financial Solutions, we have been privileged to have worked with hundreds of remarkable individuals and families.
Very few things come close to receiving their genuine appreciation of our services. All we can say in return is – the pleasure was all ours.
It is also our pleasure to share some client testimonials with you. Please click on Video Testimonials to view them all. Use the buttons at the bottom of the screen to navigate through the videos.
Remember, preparation is key to a favourable outcome of your loan application. At Reliiance Financial Solutions we will work with you to achieve your goals. The better prepared you are, the faster we can get there.