Pre-approvals for home loans

Pre-approvals for home loans

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Getting pre-approval is a smart idea if you need a mortgage and plan to purchase a home.

Your lender’s non-committal “go-ahead” in the form of a home loan pre-approval can give your property search some clarity and confidence. Before you discover your dream home, getting pre-approved for a mortgage can give you a realistic budget and spare you the disappointment of finding out that you can’t afford your dream house.

Home loan pre-approval explained

Pre-approval is also known as conditional approval or approval in principle.

When you receive a lender’s conditional approval to borrow money for a property, you have a home loan pre-approval.

Pre-approval for a home loan is often reserved for applicants who want to buy a new house rather than refinance.

How to get Pre-Approval for a Home Loan?

The pre-approval application process is generally similar to the regular home loan application process. You must submit a variety of supporting paperwork, including:

Benefits of home loan pre-approval


Got questions? Find answers to some of the most commonly asked questions about our financial solutions, processes, and services to help you make informed decisions.

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Discover how we’ve helped our clients navigate their financial journeys with personalized solutions. Read their stories of success and empowerment below.


At Reliiance Financial Solutions, we have been privileged to have worked with hundreds of remarkable individuals and families.

Very few things come close to receiving their genuine appreciation of our services. All we can say in return is – the pleasure was all ours.

It is also our pleasure to share some client testimonials with you. Please click on Video Testimonials to view them all. Use the buttons at the bottom of the screen to navigate through the videos.

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