Home Loan Savings Calculator
Live results as you type. Compare old vs new rates to see monthly, annual, and total-interest savings.
Rate drop: —
Old monthly repayment
—
New monthly repayment
—
Monthly saving
—
Annual saving
—
Total interest over remaining term
Old total interest: —
New total interest: —
Total interest saved: —
Assumptions: fixed rates over the remaining term, monthly compounding, no fees, rounding to nearest cent. P&I uses standard amortisation; I/O assumes no principal reduction.